Terms and Conditions

Effective Date: December 1, 2025

Welcome to the website of Sagevale Advisors LLC (“Sagevale Advisors,” “we,” “us,” or “our”). By accessing or using this website, contacting us through any form, or engaging with us via SMS/text messaging, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, you must not use this site or our services.

1. Use of Website

This website is intended for informational purposes only. By using this website, you represent that you are at least 18 years of age and legally capable of entering into a binding agreement.

You agree to use this website only for lawful purposes and in accordance with these Terms. You must not:

  • Use the website in any way that may damage, disable, overburden, or impair its functionality.

  • Attempt to gain unauthorized access to any portion of the website, accounts, systems, or networks.

  • Use automated means to access the site (e.g., bots, spiders, scrapers).

  • Use the website for fraudulent or malicious purposes.

2. No Financial or Legal Advice

All content on this website is for general informational purposes only and should not be construed as financial, investment, legal, or tax advice. Use of the site does not create a client-advisor relationship. Decisions based on information from this site are your sole responsibility. For personalized advice, please contact Sagevale Advisors LLC directly.

3. Intellectual Property

All content on this site—including text, graphics, logos, images, videos, downloads, and software—is the property of Sagevale Advisors LLC or its licensors and is protected by intellectual property laws. You may not:

  • Reproduce, distribute, or modify content without express written permission.

  • Use any content for commercial purposes without authorization.

  • Remove any copyright, trademark, or other proprietary notices.

4. SMS/Text Messaging Terms

By submitting any form on our website or texting “START” to any Sagevale Advisors LLC phone number, you consent to receive SMS/text messages from Sagevale Advisors regarding your inquiry, services, updates, and other relevant information.

SMS Terms:

  • Consent: You confirm you are authorized to use the number provided and consent to receive messages.

  • Message Frequency: May vary based on interaction.

  • Opt-Out: You may reply “STOP” at any time to unsubscribe. You may also reply “HELP” for assistance.

  • Carrier Fees: Message and data rates may apply. Sagevale Advisors is not responsible for carrier charges.

SMS communications are provided “as is” and may not be 100% secure. Avoid sending sensitive personal or financial information via text.

5. Third-Party Links

Our website may contain links to third-party sites. These links are provided for convenience only, and Sagevale Advisors LLC does not endorse or control those websites. We are not responsible for their content or privacy practices.

6. Disclaimer of Warranties

This website and all content are provided “as is” and “as available” without warranties of any kind, express or implied. To the fullest extent permitted by law, Sagevale Advisors LLC disclaims:

  • Any warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy.

  • Any liability for errors or omissions in content.

  • Any liability for interruptions or the security of communications.

7. Limitation of Liability

To the maximum extent allowed by law, Sagevale Advisors LLC shall not be liable for any damages, including but not limited to:

  • Direct, indirect, incidental, punitive, or consequential damages.

  • Loss of profits, data, use, or goodwill.

  • Any unauthorized access to or use of your data or communications.

This limitation applies whether based on warranty, contract, tort (including negligence), or any other legal theory.

8. Indemnification

You agree to indemnify, defend, and hold harmless Sagevale Advisors LLC, its officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

  • Your use or misuse of the website.

  • Your violation of these Terms.

  • Your violation of any rights of a third party.

9. Modifications

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the website after any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles. Any legal action or proceeding shall be brought exclusively in the courts located in Naperville, Illinois (or the applicable county courts therein).

11. Contact Information

If you have any questions regarding these Terms and Conditions, please contact:

Sagevale Advisors LLC 2863 95th St, Suite 123-519 Naperville, Illinois 60564 224-803-2410 [[email protected] e.g., [email protected]]

12. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Sagevale Advisors LLC regarding the use of the website and supersede any prior or contemporaneous agreements, communications, and proposals.